There are queue of merchant service providers that can help you what select what kind of merchant account is best for your business. Point of Sale terminals are good if your business has a lot to do with face to face transaction. But if your line of of business is more on online purchase internet gateway merchant service might be the way. Its really high time for business owners whether huge or small company to be able to accept credit cards. Consumer having the privilege to pay using credit cards tend spend more on their purchase which means more profit for your business. I have personally choose U.S. Merchant Systems as my merchant service provider in my retail business because they provide me with great service as being over 20 years in the industry and providing all types of service of merchants with a variety of service and products. Good thing is they also offer the lowest charge for all merchant account services.